Buying real estate, whether it is your primary residence or a vacation home, is an exciting but often overwhelming experience. As your REALTOR®, we can help you through the buying process and assure that you find the right property at the right price.
The Search Process
There are a large number of variables to consider during this time. The most important part of the process is communicating your wants and needs to your REALTOR®. You may want a ski-in/ski-out location but would prefer a little more privacy. Deciding what is most important to you and letting your REALTOR® know will start to define your wants vs. your needs for your new property.
The Lending Process
Perhaps one of the most intimidating aspects of buying a home is the mortgage approval process. We’ll be here to help guide you through this, but there are many ways you can prepare early to make the process efficient. Start by making sure your budget is under control–make a list of all your monthly expenses, compare it with your income, and see if adjustments need to be made. You should also try to pay off small credit card balances. Start gathering documents you may need, such as W-2 forms, income tax returns for the past few years, pay stubs, records of child support or alimony, bank statements for the past several months, and your credit report. Also, be sure to allow for closing costs. Getting several offers will allow you to compare loans and get the best deal.
Educating yourself about the buying process is key to getting a home you love and can afford. As your REALTOR®, we are here to answer any questions you might have and guide you through this process.